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Rate of Interest is 4% per annum.
Half yearly Compounding is done.
Rs. 100 is the minimum for the deposit.
No limit for maximum deposit.
Only one account will be opened by one person.
Loan facility can be availed in case of emergency.
Nomination facility available. Children can be nominee too.
In case of death of the depositor, Principal plus interest due will be paid to the nominee/ heir.
Ideal for small investor with flexible income and for day-to-day needs.